Dr. Mary Anne Knolle has four university degrees - two in communication and two in psychology. Her bachelors in communication is from the University of North Texas, and her masters is from the University of Texas at Austin. Her masters in psychology is from Houston Baptist University, and her Ph.D. is from the University for Integrative Learning. Additionally, she and her physician husband have raised four children. She has been helping people to reach their goals all of her professional life - as a university instructor and then as a management consultant specializing in change management since 1976. In 1989 she added a private practice in psychology. Dr. Knolle has a unique perspective - most management consultants do not have experience working with individuals and families in reaching their personal and professional goals. She suggests that her clients make financial plans to fund their goals, and the financial form of the SORT Test gives them a measure of their psychological risk tolerance in normal and in stress conditions. Her Workbooks help clients understand how best to apply their risk tolerance profile in various areas of their lives. Dr. Knolle is a member of Rotary International.